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Think About Loss of Value Coverage During the Next Major Sports Draft

Loss of value coverage is a policy that is directed specifically towards prospects that are likely to be taken high in the draft. They provide protection from the loss of earnings that come from falling in the draft due to injury or illness. For these players, sliding down a couple spots can mean hundreds of thousands of dollars lost, if not millions. Former University of Michigan star Jake Butt tore his ACL playing in his last collegiate game before being touted as one of the premier picks in the upcoming NFL draft. Before the injury, Jake Butt took out a loss of value policy which cost him roughly $25,000. Since his draft stock slipped to a large degree, his policy went into effect and he was able to collect $543,000 on top of however much he signed for when the Denver Broncos selected him. Mr. Butt didn’t just go out on a whim and mindlessly buy the LOV policy; this was his SECOND out of THREE ACL tears in his football career.

Play Smarter, Not Harder
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Worker Bees Need Fun Too!

It is easy to get caught up in work and other life stressors on a day to day basis without leaving time for yourself. Some people view making time for fun as counter-productive to their work but it may be the exact opposite! Some problems can be easier solved when you are taking time away from the problem and focusing on something you enjoy (psychological distance). Here are some tips to ensure you walk into work the next day with a balanced brain:

- Find a hobby or anything that gives you joy and work it into your schedule as often as possible
- Turn your phone on silent and escape checking your work email to focus on the moment
- Keep in mind that the brief brake from the work grind can be beneficial once you get back to business
- Consistent “play-time” can speed up learning and productivity while gaining job satisfaction

Balance is KEY
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Burning Much More than the Pizza

A man by the name of Mustafa Zabana was the former majority owner of Bruno’s Pizza in a strip mall in Westfield, Massachusetts. In 2016, Mustafa decided he wanted to put his insurance policy on the shop to good use. He had help from one employee to set the shop on fire with lighter fluid and scattered menus around the store, hoping they would catch on fire too. Unfortunately for the shop owner, the sprinkler system quickly took effect and it became clear to investigators that the fire was not an accident at all. Mustafa served 18 months in prison for arson fraud as well as other fraud charges related to the crime at hand.
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