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What are the Benefits to Home Security Systems?

- Having the ability to protect your belongings and to do so through cameras and alert systems directly through your phone have made keeping your home safe as easy as it has ever been
- Centrally alarmed heat/fire detectors placed throughout the home will ensure that even when nobody is home and an unfortunate fire breaks out, the detection software can hopefully alert the proper authority before anything gets out of hand
- Placing carbon monoxide detectors in the home is a very necessary precaution in home protection so that your family is kept safe, even when everything may appear fine while there may be a gas leak
- Insurance savings!! Having protective devices that are centrally alarmed can reduce insurance premiums!
- It is nearly impossible to buy peace of mind, but following some of these steps can make that goal a lot more achievable

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The State of Pennsylvania Finds Raccoons….. INNOCENT!

In the case of Capital Flip, LLC v. American Modern Select Ins. Co., it was deemed in a federal district court that raccoons cannot engage in “vandalism and malicious mischief” as animals only answer to the laws of nature. Capital Flip, LLC owned a property in Pittsburgh that had suffered significant damage. The culprit turned out to be a raccoon that found a way into the property. The claim was not able to be covered under the vandalism and malicious mischief section due to the fact that those charges required a “human actor” to perform willful misconduct. So the next time you see a trash panda doing serious damage to something other than your garbage, call animal control ASAP!

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