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The Blystone Company

6 hours ago

10 Claims That Made You Wish You Had an Umbrella Policy

Claim #4: A friend came over to an insured’s home which had a pool. The 28 year old engineer dove into the above ground pool head first which resulted in the diver becoming a quadriplegic. He sued the pool manufacturer as well as his friend for the injuries he incurred. The court decided the homeowner was 60% at fault and the pool manufacturer was 40% at fault. The victim was awarded $10,000,000.

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The Blystone Company

1 day ago

10 Claims That Made You Wish You Had an Umbrella Policy

Claim #3: An insured had an 18 year old son who took his parents car to the shore with his girlfriend along for the ride. The insured’s son claims someone cut him off while driving and that led to the car striking a tree. However, there were no eye witnesses to attest to that claim and there was no evidence of impact with another vehicle. The son’s girlfriend was a 19 year old college student who sustained multiple fractures and internal injuries that kept her hospitalized for over a month. She is now able to walk with crutches and keeps up with physical therapy. The accident resulted in the girlfriend’s right drop foot. Luckily, the insured’s umbrella policy paid out in full and both people in the car made it out in one piece.

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