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The Blystone Company

2 weeks ago

Covering the Basics for When Your Child Goes Back to School

- Students who live in off-campus housing most likely are not protected by their parents homeowner’s policy in regards to belongings
- Consider stand-alone insurance policies when buying new tech like phones or computers because there is a larger chance they break while away at school
- Make sure to notify your insurance agent if your child is leaving the car behind or taking it with them when they head to school
- Create a dorm inventory in case of loss, theft or fire
- Persuade the student to leave valuable possessions at home if possible with burglary composing almost 50% of all campus crime

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The Blystone Company

3 weeks ago

Why Playing the Odds Against Mother Nature May Not Work Out

- Wildfires today burn more than twice the area they did in the 70’s and wildfire season is almost 80 days longer
- Since the 1980’s, an average hurricane’s intensity, duration, and frequency has increased consistently
- There are currently more than 90 coastal communities that experience chronic flooding and within the next 20 years, that number will expand to 170 communities
- Tornado breakouts have doubled over the last 50 years
- Excluding the West Coast, the number of extreme snow storms hitting the US has also doubled in the past 50 years

There is no denying that one day, mother nature will be knocking on your door with two feet of rain water or on top of your car with apple-sized hail. The odds are not on anyone’s side; the best way to prepare yourself for the impending natural wrecking ball is to properly insure your property and other valuables while doing what you can to mitigate the risks at hand.

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The Blystone Company

3 weeks ago

Keeping Your Cherished Sunday Drive Alive

The hard reality few people want to face when dealing with the risks of buying a vintage vehicle is that they are more susceptible to theft. These cars are easier to break into than newer model cars, they are typically harder to track down when stolen, their parts are more valuable, and the vehicles as a whole are in higher demand. With all of this being said, there are steps you can take as a vintage car owner to feel more secure about your prized possession.

- Have your car fully insured on an Agreed Value policy
- Keep an up-to-date appraisal on file
- Make sure your insurance policy will cover a car in transit and get a highly regarded shipper to get your vehicle to you if it is not in driving distance
- Install safety devices to further protect your investment
- Putting the alarm sticker on your car may not look as fresh as having it off the car, but the sticker may act as a deterrent to prospective thieves
- Cover up valuables left in the car as they can attract people with particularly sticky fingers
- Store the vehicle in a locked and enclosed area such as a garage

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