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Tornados Winds

Two tornadoes touched down yesterday in the South Jersey and the Philadelphia region. With winds up to 100 mph, this storm came and went in a matter of ten minutes but caused significant property damage. The two tornados were classified as EF0 and EF1, on the official tornado rating scale from the federal agency.

Many power lines fell, leaving over 300,000 people without power. On average 1,000 tornadoes happen in the United States each year, but they are rare for the New Jersey and Pennsylvania area.

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Home Away from Home!

The RV market is a growing as many Americans look to get out more and travel in the near future. Currently the biggest target market in RV sales are married millennials who own a home, but also want to adventure out. From motorhomes to trucks with campers, people are finding themselves happiest on the road and in the great outdoors!

As a result rate changes have been fairly aggressive for many RV insurers in the past years. One factor that have scared carriers away from the market are the severity, frequency and unpredictability of weather related claims. Motor homes are usually stored in the open air and exposed to the elements. Newer RVs also have advance technology including LED lights, back up cameras and GPS. Getting an insurance policy specifically designed for the specific type of RV is a smart financial move.

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Pet Friendly!

Do you love your furry friend at home? A recent report showed that 2/3 of United States house holds own a pet, and 77% of those pets are a cat or dog. Only 2% of those pets are insured according to Pet Health Insurance Association.

What is Pet Insurance though? Pet insurance is property-casualty product filed as personal inland marine and issued on a animal basis. Pet insurance includes accident coverage, illness coverage and wellness coverage benefits. The veterinary bill is paid by the owner and reimbursed according to policy guidelines. The owner of the pet selects a reimbursement percentage deductible and annual limit at purchase.

Pet insurance is a great idea for pet owners who want a peace of mind, freedom of veterinarian choice, and a easy way to budget pet care cost.

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