Personal InsuranceLong Term Care Insurance
Currently, the average annual cost for skilled nursing care in Pennsylvania is well above $200,000. Couple this with the fact that more and more people are living into theirs eighties, nineties, and above, the need for Long Term Care Insurance is greater than ever.
Each year, it is estimated that 11 million adults in the United States need some sort of long term care.
Long Term Care Insurance can mean the difference between living with dignity and living off of the government. These policies cover basic daily needs over an extended time. Long Term Care Insurance helps people cope with chronic illnesses such as Alzheimer’s disease and various disabilities. These policies cover everything from the basics — bathing and dressing — to skilled care from therapists and nurses for months or even years. They can even pay to have a family member leave their job to become your caregiver.
Talk to us today about long term care insurance for you or a loved one. You’ll be glad you did.
Quick Fact: Did you know that Medicare does not pay for extended periods of custodial care?